I’m a Self Employed Business Owner Facing Foreclosure · New Jersey
My husband is a self-employed general construction company owner and general contractor. Unfortunately, during 2017 the business hit some rough patches and our income was greatly reduced. After draining our savings accounts, praying that the business would pick up, we literally ran out of money. We fell behind on several bills including our mortgage. We invested a lot of money upgrading our home and now we were facing foreclosure and had no idea how to save our home and or prevent this foreclosure. We considered bankruptcy and we tried to work with Citi Bank ourselves and all we accomplished was getting aggravated. Citi Bank was very difficult to deal with and although their agents seemed to be polite claiming to offer assistance, while they lost our papers and requested the same information multiple times. They never really helped us at all. I was spending a fortune using federal express delivery service so I could have a signature of the person receiving my documents. After almost an entire year of trying to work with Citi Bank and making little progress, we decided it was time to hire an attorney.