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Worried about foreclosure?

go from panic to a plan with the Wessex System

Wessex Mortgage Advocates are state-licensed foreclosure consultants, that provide all of the services and options necessary to keep your home.

Analyze

First, we analyze your unique set of circumstances, needs, and goals.

Access

Next, we access all options and alternatives that meet your needs and goals.

Advocate

Lastly, we leverage all resources to aggressively advocate for your chosen outcome.

Gain Peace of Mind with Wessex Mortgage Advocates

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As licensed foreclosure consultants recognized by the State of New Jersey Department of Banking and Insurance, we have aided countless homeowners across New Jersey in maximizing their home investments.

We understand the complexity of the foreclosure process and the distress it can bring to homeowners. We are here to help. Trust us to be your advocates, skillfully negotiating on your behalf and connecting you to top-notch professionals who specialize in your unique situation.

Our collaborative efforts with attorneys, real estate agents, banks, and loan servicers ensure that no challenge goes unaddressed. Whether you’re dealing with problems or seeking guidance, we’re here to offer solutions to preserve your homeownership.

From the very beginning, we empower you with in-depth knowledge of all available options, ensuring that you embark on a well-informed journey towards your desired outcome.

Whether you’re dealing with problems or seeking guidance, we’re here to offer solutions that can preserve your homeownership.

Save And Protect Your Home From Foreclosure

Foreclosure Alternatives We Can Assist With

Explore your options.

Loan Modification

Negotiate with the lender to alter the mortgage terms and lower the monthly payments.

Short Sale

The lender approves the sale of the home for less than the full amount they are owed.

Refinance

The homeowner obtains a new loan that pays off the current problematic loan.

Short Refinance

The lender reduces the mortgage balance to the current market value.

Special Forbearance

A customized Forbearance plan for special circumstances.

Forbearance

The lender places all delinquent payments to the back of the loan.

Deed in Lieu

The lender allows the homeowner to sign the deed over to them.

Shared Appreciation Mortgage

Reduces the mortgage balance to the current market value with shared equity.

Bankruptcy

The last option if the homeowner has significant debts in addition to the mortgage debt.

Referral to a Lawyer or Real Estate Agent

If you are interested in any of these options call us today.

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How a Foreclosure Consultant Helps Homeowners

We work with attorneys, real estate agents, banks, and loan servicers to help homeowners facing foreclosure.

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We Are Foreclosure Consultants Licensed by the State of New Jersey Department of Banking and Insurance

Hundreds of homeowners across New Jersey have worked with us to get the most out of their home investment.

How we work

Our Triple-A System

Here are three simple steps we take for a successful case:

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Our optimized Triple-A System allows us to first Analyze your unique set of circumstances since no two homeowners are the same nor have the same needs. 

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Then we Access all foreclosure alternatives supported by your lender. At times we have presented programs and solutions on behalf of our clients that the lender did not initially offer and have had them accepted. 

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Finally, we will Advocate for the most advantageous foreclosure alternative that supports your individual needs and goals.

Explained By Our Founder

Video Explainer

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Read Our Client Testimonials

A Proven Devotion to Our Clients

What our clients say about the work we do matters to us. We are grateful for the trust they have put in us.

Case Study

Loan Modification Saves Our Family Home

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A home is a haven where families not only dwell, but also create memories for a lifetime. Upon learning my family was in jeopardy of losing our haven and having no knowledge of what to do, we were sent an angel. That angel was Angela M. Thomas.


The loan modification was an option we were not aware of or the stormy process of obtaining it, that was ahead of us. Her in-depth knowledge in all the requirements was on point and she always advised us way ahead of what the lender would request.

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The Firm You Need on Your Side

Contact Us for a Free Consultation

Schedule Your Complimentary Case Evaluation